An introduction to the video, acknowledging the viewers' support for term insurance content and a brief mention of product placement importance.

• The host, Money Minded Mandeep, expresses gratitude for the love given to term insurance videos.
• Mentions that product placement is important and introduces the video's theme.

Mandeep discusses the concept of addressing common and relevant term insurance questions from the community.

• Mandeep refers to a community post where he invited viewers to ask questions about term insurance.
• Promises to create a Q&A video based on the most relevant and commonly asked questions.

The host shares some shocking and serious insurance-related queries received from viewers.

• Mandeep expresses surprise at some bizarre questions, including one about claim eligibility after a drunk driving accident.
• Shares an instance where a claim was rejected because the accident involved a bike larger than 150cc.

A question about whether central government employees should opt for specific term insurance plans.

• Mandeep clarifies that term insurance plans are not employment-specific and are available to both government and private employees.
• Emphasizes that the focus should be on securing the family's financial future regardless of employment sector.

Guidance on determining the ideal insurance cover amount and managing liabilities like home loans.

• Suggests taking a life insurance cover that is 15 to 20 times the annual income, considering any large liabilities like home loans.
• Advises on potentially increasing the cover to a higher multiple of income if there are significant liabilities.

Addressing whether one can increase their term insurance cover within the same plan.

• Explains that while ideally, companies should allow increasing the cover, there isn't a transparent process across companies.
• Shares that some people have successfully modified their policies, suggesting it's possible but potentially difficult.

Discussing PolicyBazaar as a convenient platform to compare and purchase policies, not sponsored content.

• Mandeep mentions a link to PolicyBazaar in the description for viewers to compare and purchase policies.
• Clarifies that the video is not sponsored by PolicyBazaar and encourages viewers to use the link to support their work indirectly.

Explaining the importance of timely updates to policy details and the process of claiming insurance.

• Urges viewers to keep their policy details updated, especially the address and nominee details, to avoid claim rejections.
• Mentions the grace period for policy lapses and advises setting up auto-debit for premium payments.

Suggestions on digitally storing and organizing insurance documents using Google Drive.

• Recommends creating a dedicated family folder on Google Drive to store all important documents, including insurance policies.
• Shares the benefits of having digital copies for easy access and management.

Addressing various other insurance-related questions from the audience regarding riders, claim rejections, and policy terms.

• Covers topics like critical illness riders, accidental death policies, and proper disclosure of medical conditions.
• Emphasizes on the importance of understanding policy exclusions and ensuring proper communication with the insurance company.